Asage Financial LLC a California Registered Investment Adviser 

A summary of services we provide:

• For individuals

  • Financial Planning
    • Lifestyle management - net worth statements, cash flow analysis, goal setting (standard of living, career, educational, new business, real estate, debt reduction, contingency funds, leisure time, and retirement)
    • Risk management - estate planning and insurance assessment (home, auto, extra umbrella coverage, life, disability, long-term care, self-insurance and deductible analysis)
    • Investment Management - goals (retirement, other), risk (volatility) assumptions, macro assumptions (global economic conditions and asset class valuations), investment policy statements (portfolio asset allocation, time horizon, expected return)
  • Financial management
    • Design and implementation of financial reporting and budgeting 
    • Professional coordination - with attorneys, accountants, insurance brokers, real estate agents, bankers, mortgage brokers

• For families and enterprises:

  • Turnaround management and consulting
  • Strategic Business Planning
    • Business enterprise SWOT analysis (Strengths, weaknesses, opportunities, threats)
    • Short and long term budgeting (projected balance sheet, income statement and cash flow)
  • Financial and operation support
    • What if (scenario) modeling - ongoing operations and entity buy-sell assumptions
    • Professional coordination - with attorneys, accountants, insurance brokers, bankers, business valuation professionals
    • Finance, accounting and IT department supervision
  • Financial System Design and Implementation 
    • Reporting - revenue and cost centers, standard, LIFO or average costing
    • Budgeting - overall entity, sales, manufacturing, administrative and general departments
    • Project management - computer system selection and installation (hardware configuration, network-software applications, security and backup systems)